Kushwaha Electrical Services

They were working with me making $50 payments every pay day

When you go to pay on your flex loan, you can say pay on principal but when you receive receipts, you may have paid $200 but $175 goes towards interest it shows and $19 goes towards loan. It is a problem, you will never get it paid off. It’s a rip off. Praying that I’ll be able to pay it off soon.

Stay away from this predatory lender

This company is the worse company I have ever borrowed money from. I was furloughed from my job. But then when I contacted them to start paying a little more toward my back payments doing a promise to pay on a current date they would proceed to take on ount of $. They put my account in the negative plus the bank charged me another $ for insufficient funds.

When I called them about it they tried to say that there was never a promise made that a back payment in full was not going to be taken out. Which I had been promised by a rep telling me that the automatic thing had been placed on hold. Then on Aug 17th they took another $ payment. They are a bunch of lying crooks and cold-hearted company who do not care at all that some folks are struggling which is not caused by something that they can control. I WOULD TELL PEOPLE TO STAY AWAY FROM THIS COMPANY.

I was withdrawn in my account because of it and then found out from my bank they try to even do an additional $750 an hour later but it did not go through ’cause I did not have the funds in there

If you want a 700% interest loan. A big rip. Rip off and horrid customer service. Pay 4x the amount you borrowed. Dont do business with this scam place. Dont say I did not warn you. I hope you go out of business.

They should be put out of business. Imagine borrowing $1,500 because you’re in a bind. Imagine an interest rate of 360% (how on earth is that legal? **). Imagine making monthly payments larger than your car payment but the balance never goes down. Imagine that after only a year and a half you end up paying almost 4 times the amount borrowed. Total amount paid to close my account. $4,. If you need money, you are better off finding a loan shark. SHUT THIS SCAM OPERATION DOWN!

I wish I would have read the reviews before I took a loan out with these guys. They are absolutely terrible and cold hearted people. I ran into some financial difficulties, set up payment arrangements with them and made my payment on the day it was due like we agreed upon and 2 days later they withdrew an additional $675 that I did not even authorized.

I told them before not to use my debit account anymore, that I wanted to revoke it and they still did it anyways. Call the company and they gave me nothing but a run around and nothing they said made any sense. Would not refund my money but I filed a complaint with my bank. I am also going to contact the Better Business Bureau. If anyone else out there has any suggestions on what else we can do please let me know.

My wife and I decided to do this because we had an issue that had to be taken care of immediately and we were short of the funds needed. We have made every payment on time. However, the last 3 months have been nothing but interest payments. The principal has not gone down one penny. And we haven’t touched the line of credit in months. This is how they get you. The first few payments, there is a reduction in principle. Then, the payments get closer together but no principal is paid, It is all interest.

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